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Pennsylvania Homeowner Assistance Fund

You may Qualify for Financial Help Toward Delinquent Mortgage Loan Payments, Property Taxes, Homeowners Insurance or Utility Bills

The Pennsylvania Homeowner Assistance Fund, or PAHAF, is a housing-related program funded by the U.S. Department of the Treasury to assist Pennsylvania homeowners facing financial hardship due to the COVID-19 pandemic that began after January 21, 2020, (including a hardship that began before January 21, 2020, and continued after that date). The program will provide financial assistance to homeowners for qualified mortgage and housing-related expenses to avoid delinquency, default, foreclosure, or displacement.

Any help given under this program is a grant—you do not have to pay it back and it is not a lien against your house.

You can apply for help from PAHAF in addition to any other help you are trying to get to deal with these homeowner-related problems.

Even if you are in bankruptcy, you should talk to your lawyer to see if you should apply for HAF now.

You can apply on your own at or call PAHAF at 888-987-2423, Monday-Friday from 8 a.m.- 8 p.m.